Buyers

Gaining LOAN APPROVAL guides our search parameters and lets sellers know you are serious about purchasing a home. If you don’t already have a relationship with a lender, I will provide you with a few options. Regardless of whom you choose, we will ask that you pick a lender who has been recommended to you by someone you trust. Having an experienced financial advocate in your pocket will ensure that you will close on time without any last minute surprises.

This is where the fun begins! Based on the information we gathered from you, we will put together a selection of homes to TOUR TOGETHER. It will include homes that you may consider “winners,” homes that could be “maybes,” and a few you may not have considered. Our tour will run anywhere from 2-4 hours, and at the end of the process we’ll have a much more thorough understanding of what the perfect home means to you.

Once you’ve found “the one,” we will work together to compose the offer. We will start by providing you with a market analysis to help determine a COMPETITIVE OFFER PRICE. Then, we’ll walk you through the contract, including reviewing the various contingencies and addenda available to you. The top priorities of our offer writing process include:

• • Ensuring you understand the contract language and your obligations as a buyer.
  • Strategies for negotiating the best price and terms.
  • Safeguarding your earnest money by putting protections in place to address any hidden problems that may come about.

Finally, after submitting your offer and negotiating counteroffers, our goal is to reach an agreement in writing, on all terms - known as mutual acceptance. From here, we will provide you with a BUYER ACTION PLAN that includes each task you need to complete prior to each contingency expiration.

A home inspection is an IN-DEPTH WALK-THRU of the home. You will hire a professional home inspector (we can help provide a few referrals) who will conduct a walk-through and investigate any items with the home that may be cause for concern. The report will include several levels of attention from “repair now” to “keep an eye on this.” With this information in mind, we may have the opportunity to go back to the seller and negotiate the necessary funds to manage the repairs, or even hire an expert for specific issues that need more exploration

An escrow officer is an independent 3rd party who OVERSEES THE TRANSACTION to ensure all parties have performed their duties as outlined in the contract. They will receive and disperse documents and funds required to record the transfer of ownership of your home. Once all loan documents have been sent to escrow, you will meet with the escrow officer about 2- 3 days before closing day to sign the documents. On closing day, we will receive word that your ownership documents have been officially recorded. Then we can hand over your new keys!

When the day you’ve been waiting for finally arrives, we’re ready to help you plan a successful transition! Typically you can move into your new home the day after closing. You may decide to conduct a few updates before you move in, or just need a referral for a mover. Not to worry, WE HAVE RESOURCES to assist you with the entire process as well as throughout your entire homeownership. We are your partners in real estate.